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Luminate Bank - Smithtown, NY
Smithtown, NY

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Rich took time to explain my remortgage and how long it would take. He was constantly I. Touch with me to let me know how things were going. I highly recommend Rich to anyone who is thinking about buying a new home or remortgaging. He got my...
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As 1st time home buyers, Rich was excellent and was extremely helpful along the way. Rich made the mortgage process painless and was very responsive with all questions and concerns along the way. In addition, I learned a lot about mortgages,...
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Rich was absolutely amazing to work with in applying for my mortgage. Rich was always available to answer questions or respond to my concerns. Rich went above and beyond in making sure that my paperwork was prepared for my closing date. He...
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Michael, as well as his associates were wonderful to work with. Took time to explain everything and responded very quickly to evey inquiry. They were all very nice and understanding with my many questions being a first time home buyer. If ever...
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I recently did a refi on my home & the process was seemless. Rich explained everything thoroughly. He was able to find the best option available to us. I found him to be very pleasant and articulate. I felt he looked out for all my needs and...
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I luckily was referred to Rich Sciarrone of SilverBay Lending who was fantastic. Went above and beyond to make the mortgage process seamless and painless. Put himself out there to provide personal attention to be sure everything was complete....
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Made the whole process very easy. From start to finish no issues. I would recommend Michael to any looking to get a mortgage. Everyone with NJ lenders was extremely helpful.
Working with Michael Campites at NJ Lenders was very smooth process. This was our first home purchase, we were referred by a friend after walking into a bank and getting extremely overwhelmed by their mortgage department. Michael was very informative...
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Gregg provided excellent, stress free service, as he was always available to answer all our questions. He consistently demonstrated professionalism, integrity and great knowledge of the mortgage refinancing process. I highly recommend Gregg...
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If you are looking for a mortgage broker that cares about you and your family's needs, Mike Campites is the only mortgage broker you should consider. He cares about making the home buying experience as painless as possible. Mike is always available...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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