Luminate Bank - Smithtown, NY

It was a pleasure working with Rich to secure a loan for our home. Rich was timely, efficient, and helpful throughout the process. He was available to answer any of our questions and was accessible by phone and eMail helping to ensure the process...

The bank was being a huge pain, asking for ridiculous paperwork that did not exist. But Rich made it all work. He really knows what he is doing. Very trustworthy. A+++

From the first phone call it was a great experience. Gregg and his team were very personable and available at anytime for any question about the mortgage process and the whole home buying process. Very knowledgeable and thoroughly covered everything....

My fiancee and I couldn't have been happier with Rich. He was extremely helpful and walked us through the entire process step by step. He answered everyone of our 10,000 emails and questions quickly. This was our first time purchasing a home...

Michael and NJ Lenders were as professional as anyone could ever hope for. Any time I had a question I received a comprehensive response asap. The level of customer care sets a new high mark for this industry.

The bank was being a huge pain, asking for ridiculous paperwork that did not exist. But Rich made it all work. He really knows what he is doing. Very trustworthy. A+++

He was very thorough making sure we understood everything and kept us informed the entire time. I would definitely recommend him to my family and friends

Rich was very cooperative and always available when I needed him to answer my questions or address my concerns. He closed my loan earlier then expected and I am very happy with his service and would definitely recommend him~!

Rich & the staff at NJ lenders were great. He helped us through every step, and as a 1st time buyer he helped calm us & get us to the closing with little issues. I would highly recommend him & NJ lenders to anyone looking for a stress free...

i was not a easy to deal with and rich guided me through all the bumps. Rich got me what i needed and wanted with a smile.I would recommend him to anyone!!