Lower - Winter Haven, FL
Winter Haven, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Deborah was AMAZING..She made everything so easy through the whole process.She answered every question we had. She explained everything. Again she was AMAZING.. We will recommend her and Element Funding Thank you.
My experience was very good everyone why is involved and interested and wanted to help with anything that came up. Most everything was done over the phone long distance like really what an unusual experience but worked out great. Thank you...
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The availability of the staff under the ever changing pandemic sir instances was truly admirable. Excellent customer service thought the entire process.
David and his assistant Deborah were fantastic. They both have a fabulous personality which translates into exceptional customer service. They certainly understand the stress their clients experience and do their absolute best to be a calming...
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David and his team were on top of everything
Went very smoothly!
Buying a house is no easy experience but Dave helped us out alot along the way and worked his tail off to get the house that we really wanted. I would recommend Dave to everyone that I know who will be buying a house.
We received great service from Dave and Deb. Deb was more then helpful. Very pleasant to work with.
Everything was easy and delivered on time as promised.
Friendliness, great communications everything done in a timely manner.
David and his team kept me informed and in the loop right up to and through closing!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.