Lower - Winter Haven, FL
Winter Haven, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Very easy to get approved and very informative along the way. Great communication and an overall great experience!
David and his team were great to work with and were instrumental in making things happen as quickly as they did.
Great guy, helped us a lot. I felt like David and his team went above and beyond for us.
David and his team, Deborah, and Rachel made my experience easy and were very responsive thru the entire process. They were quick with the info i needed and got me to the closing right on time.
Great Staff. Level of service is exceptional.
David & Deborah are Excellent! They walk you through the loan process and most importantly are available to answer your questions from begin to close.
David Thornton has received a review with 5 star rating from Daniel E
You guys were awesome!
David Thornton was available any time of day to assist with our mortgage application. My first call to David was on a Saturday afternoon.—during the conversation I learned he was away for the weekend. It did not matter to David. He sent me...
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I just liked knowing Deborah & yourself were available at all times along the process. And we certainly replied as fast as we could. I’m sure a lot more went on behind the scene that we were not aware of....Thank you for keeping our stress...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.