Lower Mortgage - San Antonio, TX
San Antonio, TX
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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My wife and I will never forget the way we were treated by Carla Zarmenillo and her office, excellent professional service and we felt our concerns were their top priority!
Carla and her office went above and beyond what we expected from them. We felt like part of a family, met all our expectations of professionalism and above !
Carla has been very helpful, always willing to answer any questions that came up on my first experience as a home owner.
Carla was very welcoming and very knowledgeable at her job. She showed great professionalism while dealing with our mortgage process. Will definitely recommend her service to others.
We felt she made our loan process very personalized as if we were family and not just costumers. She is a joy to work with!
Carla was thorough, expedient, and courteous. She made the financing process a breeze. She replied to ALL questions in a timely and professional manner. Most of all, she was very interested in our desires and guided us in making the right choices....
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The ability to keep me informed and willingness to help me understand the process. Construction loans are stressful and extend for 6 months and it’s important that you can trust the company and the process and with MG Mortgage they meet all...
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Carla is absolutely amazing. Whenever I asked a question I could count on Carla to provide a prompt, thorough and succinct response. She made the entire process from application to closing painless! I would recommend Carla and hope to have...
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Carla and her help and sincerity. She is wonderful to work with.
Carla was so easy to work with and went above and beyond for us. There were things that she didn’t have to do but she took it upon herself to help us get everything squared away. She made the process so easy and seamless! We are so greatful...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.