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Lower - Oxford, AL
Oxford, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Miranda Kelly was an absolute joy to work with. She did not hesitate to answer any questions. She communicated and was on top of everything in a timely manner. Our experience with her was a 100/10.
Reply from Owner
August 5th, 2024 09:18 PM
Thanks so much for the kind words, Laterria! We're so glad you had a great experience!
I had the pleasure of working with Miranda to buy my first home recently. I started working with her almost three years ago but wasn't able to buy until now. I messaged and called her multiple times through the years and was able to get advice...
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Reply from Owner
July 15th, 2024 06:59 PM
Thank you for the kind words and 5-star review, Jeanette! It was a pleasure to work with you and help you buy your first home! Welcome home!!
Miranda was wonderful to work with!! We had a lot of questions and she knew all of the answers! I would recommend her to anyone. She was very knowledgeable, patient and easy to work with. She excels in customer service❤️
Reply from Owner
April 29th, 2024 10:04 PM
Thank you for the kind words, Tammy! We are so glad you had a wonderful experience! :)
I had the pleasure to have Miranda Kelley work my loan. She did amazing getting me to where I needed. She and her team worked hard and at a very fast pace to get things done. I am so happy to have had her and my realtor on my side. They were...
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Reply from Owner
April 29th, 2024 06:46 PM
Thank you for your kinds words and 5-star review! We are so glad you had a wonderful experience! Welcome home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.