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Lower - Orlando, FL

Orlando, FL
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
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Reviews from Web
  • D
    Donna S W
    Saint Cloud, FL
    Posted on October 17th, 2026 01:48 AM
    The only thing I can suggest is not send so many emails on a daily basis. Highly annoying.
    Reply from Chris Velasquez - Lower Mortgage
    October 23rd, 2026 05:27 PM
    Thank you for your feedback, Donna. I apologize for any inconvenience caused by the frequency of emails, and I'll certainly take your suggestion into consideration to improve communication. I'm pleased to know you still had a positive experience...
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  • F
    Fequiere S
    Winter Haven, FL
    Posted on October 14th, 2026 03:59 PM
    Thank you
    Reply from Chris Velasquez
    October 23rd, 2026 05:27 PM
    Thank you, Fequiere, for your kind words. I'm happy that you had a good experience with me and the team at Lower!
  • J
    Julio A M
    Saint Cloud, FL
    Posted on October 4th, 2026 06:42 AM
    he is the best
    Reply from Chris Velasquez
    October 12th, 2026 07:48 PM
    Thank you, Julio, for your kind words. I'm glad to have been able to assist you, and I'm pleased that you had a positive experience with Lower.
  • R
    Raniere C
    Saint Cloud, FL
    Posted on October 3rd, 2026 02:49 PM
    I appreciate all the professionalism and the handling of my case right up to its conclusion. Excellent.
    Reply from Chris Velasquez
    October 23rd, 2026 05:28 PM
    I'm pleased to hear that you appreciated the professionalism and handling of your case, Raniere. It was great to work with you and ensure a smooth process at Lower.
  • D
    Diego M A
    Saint Cloud, FL
    Posted on September 3rd, 2026 11:04 PM
    I had an excellent experience working with Chris throughout the loan process for the purchase of my home. He was very professional, helpful, and responsive every step of the way. He made the entire process smooth and easy to understand, and...
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    Reply from Chris Velasquez
    September 11th, 2026 03:52 PM
    Diego, I'm grateful for your kind words and pleased to hear that you found the loan process smooth and easy to understand. It's nice to know that my professionalism and responsiveness made a positive impact on your experience. Thank you for...
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  • L
    Linda G
    Posted on August 20th, 2026 02:24 AM
    Very friendly and reliable team!!! Chris and his team always go an extra mile to make things happen, 🫶
    Reply from Chris Velasquez - Lower NMLS # 3884...
    October 23rd, 2026 05:29 PM
    Linda, I'm pleased to hear that you found my team at Lower friendly and reliable. It's great to know that our efforts to go the extra mile made a positive impact on your experience!
  • V
    Vanessa T
    Saint Cloud, FL
    Posted on August 19th, 2026 01:00 PM
    Peofessional, caring, patient and available at all times
    Reply from Chris Velasquez
    August 26th, 2026 05:50 PM
    Vanessa, I appreciate your kind words about my professionalism and availability. I'm glad to know that my caring and patient approach made a positive impact on your experience.
  • J
    John J P
    Saint Cloud, FL
    Posted on August 6th, 2026 07:49 PM
    Great person! Great Individual! It was a pleasure having Chris Velasquez on my side helping me to process and obtain a loan for the purchase of my property! I have no reservations in recommending Mr. Velasquez for your loan needs!
    Reply from Chris Velasquez
    August 13th, 2026 07:49 PM
    John, I'm happy to hear that you had a positive experience with my assistance in processing and obtaining your loan. Your recommendation means a lot to me, and I'm grateful for your trust.
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    Lismary J R
    Saint Cloud, FL
    Posted on July 31st, 2026 03:21 PM
    He was really knowleage it was couple error they did at the beginning like the origination loan at 5% but he corrected and everything el was smoot h
    Reply from Chris Velasquez
    August 7th, 2026 03:22 PM
    Lismary, I appreciate your feedback and am glad I could resolve the initial issues with the origination loan. It's good to hear that everything else went smoothly. Thank you for your understanding and trust in the process.
  • S
    Steeven F B
    Valrico, FL
    Posted on July 18th, 2026 02:40 PM
    How quick and communicative the team (specifically Chris) were
    Reply from Chris Velasquez - Lower Mortgage
    October 23rd, 2026 05:30 PM
    I'm pleased to hear that you found both my communication and the team's responsiveness at Lower to be quick and effective, Steeven. Your positive feedback means a lot to me.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.