

Lower Mortgage , Austin, TX
Austin, TX

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tommy was attentive and pleasant to work with. Would recommend.
Stacey Smith is an absolute PRO and makes the process seamless. I trust her implicitly and will continue to refer as many people as possible to her.
It was a real pleasure working with Tommy. He made the refi process as easy as it could have been. Definitely recommend using Tommy.
Stacey goes above and beyond for all of my clients to get the job done! No matter how difficult the loan is she always communicates the process and does everything in her power to take care of my clients and get them to the closing table
Transparency plus getting it done quickly
Tommy was great to work with. I would recommend Tommy to anyone interested in funding a home loan.
NA
Tommy walked us through the entire process and made it as painless as possible. We definitely would recommend his services to friends and family, and will be using his services again in the future.
Tommy was great to work with! He made the whole loan process so easy for my first time home buyers, and he kept me informed throughout the process. My buyers got an amazing rate, and we even closed early. I will definitely recommend him in...
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Tommy was incredibly patient and took the time to make sure my husband and I felt comfortable in every step of the process. As this was our first home purchase we had many, many questions and Tommy made himself available to talk through any...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.