L
Lower - Memphis, TN
Memphis, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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Reviews from Web
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Great communication and fast response! So friendly and helpful!
Reply from Jill Samsel
March 27th, 2026 03:46 PM
Thank you Rache,l you made my job so easy!
Kent was able to do what no other lender has been able to get done in over 2 years of trying to get financing while self employed. He has answered every question and taken time to either consider my ideas or explain why they weren't the best...
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Reply from Kent DePriest
March 31st, 2026 08:22 PM
I'm truly pleased to hear about your positive experience, Kevin. Navigating the financing process, especially when self-employed, can be challenging, so I’m glad I could assist you successfully where others could not. It was important to me...
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Jill was patient with me and explained everything in great detail. She was amazing throughout the entire process!
Reply from Jill Samsel
March 22nd, 2026 03:36 AM
Thank you so much Carly!! You were a dream to work with. Your quick responses and being so organized was outstanding. I’m so happy for you & Cam!
Any time I had questions about something he was there to help me. Was great about giving me updates . He made me feel like I was important to him. He treated me like l was one of his close friends. I am very greatful
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Reply from Kent DePriest
March 18th, 2026 07:43 PM
I appreciate your thoughtful feedback, Judd. I'm glad to hear that you felt supported and valued throughout the process. It's important to me to provide timely updates and make sure any questions you have are answered. Thank you for placing...
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Jill worked with me to get me in a position to build the home i I was dreaming of. She walked with me every step of the way. She is proactive and transparent. I had the best experience with Jill and truly appreciate her.
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Reply from Jill Samsel
March 22nd, 2026 03:36 AM
Awe thank you!!! I’m so thrilled for you.
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Beyond sweet, very trustworthy and answered all questions had no matter how big or small or the time of day. Wouldn’t have went anywhere else. Thank you for all your hard work, you definitely made the process smooth.
Reply from Jill Samsel
October 23rd, 2019 01:40 AM
Awe I appreciate you so much!!! You made it very easy on my part. I could not be more thrilled for y’all!! 🤩🏡❤️
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Jill can be trusted to see that her clients/customers get the best business deal available to them.
Reply from Jill Samsel
July 9th, 2019 12:51 AM
Thank you sweet friend!!! Love you♥️♥️♥️♥️
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As a first time home buyer, Jill made the process easy and stress free. I would recommend her to anyone. Thanks Jill for all that you have done to help me and my family.
Reply from Jill Samsel - Acopia Home Loans
June 14th, 2019 03:55 PM
Thank you Derrick, you made my job so easy!!!! I really loved helping you both :)
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.