L
Lower - Memphis, TN
Memphis, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Jill went out of her way to make our home purchase possible, and made my wife and I very comfortable through the process.
Reply from Jill Samsel
September 15th, 2026 04:01 PM
Ethan I am always here for y'all! You and your sweet family are favorites of mine. Thank you so much for putting your trust in me. I do not take that for granted. Can't wait to see you all make many wonderful memories in your new home.
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ill was very expedient withresponwhich is so helpful during a stressful time like buying a home. she answered every question we had and took care of us. Jill Iis the best!
Reply from Jill Samsel
September 15th, 2026 03:46 PM
Rebecca y'all were the best! I loved working for you and Ethan for the purchase of your new home. I pray you make many wonderful memories with your sweet family there. I am always just a call away! I look forward to hearing from you very soon....
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Ms. Jill, is simply an amazing person, period. From the first phone conversation until the congratulatory phone call, Ms. Jill demonstrated the upmost compassion, patience, and professionalism, I've ever witnessed from an individual. In my...
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Reply from Jill Samsel
August 22nd, 2026 03:58 PM
Tim you are a dream client and I enjoyed working for you. This is the sweetest review I have ever received. Thank you so much for taking the time to do for me. I can't take the credit for how well it went on our side because YOU were on top...
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Explained everything help ed helped us understand costs and everything we need to do
Reply from Jill Samsel
August 18th, 2026 04:27 PM
Absolutely loved working with you and Natalee. I would do it all over again. Love it when we can help make a dream come true. Hope you make wonderful memories in your new home Will!
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Jill went above and beyond for us.
Reply from Jill Samsel
August 8th, 2026 12:34 PM
Thank you so much Elizabeth! Y’all were great and so organized! You made my job so easy. Enjoy your memories in your home, and make sweet new ones. What a blessing to share with your sweet family.
We thoroughly enjoyed working with Kent and the whole team . They certainly were professional and very knowledgeable and made our experience seamless
Reply from Kent DePriest
July 30th, 2026 06:29 PM
Thank you, Jo, for your kind words. I'm pleased to hear that you enjoyed working with me and the team. We strive to provide a seamless and professional experience, and it's great to know we achieved that for you.
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I have known Jill for over 20 years. She's helped me through at least six home purchases or re-fi's, and three of those were after my divorce. I didn't know where to start but Jill walked me through it step by step. I wouldn't go to anyone...
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Reply from Jill Samsel
July 6th, 2026 04:34 PM
Thank you sweet friend!!!! I appreciate your support and friendship all these years. You're always so organized, quick to respond, and amazing to work for. I am always here if you need me.
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Communication
Reply from Jill Samsel
June 14th, 2026 07:03 PM
Thank you Dreka for your review. We are always here to help. I enjoyed working for you!
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Personal and always corresponding to texts. Jill is the best!
Reply from Jill Samsel
June 8th, 2026 02:31 PM
Thank you so much! You were so on top of everything needed. Hope to help you again soon
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The best loan officer! Super helpful and very informative!! She answered all my questions and was so nice!! I highly recommend using Jill!
Reply from Jill Samsel
April 3rd, 2026 12:11 AM
Thank you so much!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.