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Lower - Memphis, TN, Memphis, TN
Memphis, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We thoroughly enjoyed working with Kent and the whole team . They certainly were professional and very knowledgeable and made our experience seamless
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I have known Jill for over 20 years. She's helped me through at least six home purchases or re-fi's, and three of those were after my divorce. I didn't know where to start but Jill walked me through it step by step. I wouldn't go to anyone...
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Reply from Jill Samsel
July 6th, 2026 04:34 PM
Thank you sweet friend!!!! I appreciate your support and friendship all these years. You're always so organized, quick to respond, and amazing to work for. I am always here if you need me.
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Communication
Reply from Jill Samsel
June 14th, 2026 07:03 PM
Thank you Dreka for your review. We are always here to help. I enjoyed working for you!
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Personal and always corresponding to texts. Jill is the best!
Reply from Jill Samsel
June 8th, 2026 02:31 PM
Thank you so much! You were so on top of everything needed. Hope to help you again soon
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The best loan officer! Super helpful and very informative!! She answered all my questions and was so nice!! I highly recommend using Jill!
Reply from Jill Samsel
April 3rd, 2026 12:11 AM
Thank you so much!
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Great communication and fast response! So friendly and helpful!
Reply from Jill Samsel
March 27th, 2026 03:46 PM
Thank you Rache,l you made my job so easy!
Kent was able to do what no other lender has been able to get done in over 2 years of trying to get financing while self employed. He has answered every question and taken time to either consider my ideas or explain why they weren't the best...
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Reply from Kent DePriest
March 31st, 2026 08:22 PM
I'm truly pleased to hear about your positive experience, Kevin. Navigating the financing process, especially when self-employed, can be challenging, so I’m glad I could assist you successfully where others could not. It was important to me...
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Jill was patient with me and explained everything in great detail. She was amazing throughout the entire process!
Reply from Jill Samsel
March 22nd, 2026 03:36 AM
Thank you so much Carly!! You were a dream to work with. Your quick responses and being so organized was outstanding. I’m so happy for you & Cam!
Any time I had questions about something he was there to help me. Was great about giving me updates . He made me feel like I was important to him. He treated me like l was one of his close friends. I am very greatful
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Reply from Kent DePriest
March 18th, 2026 07:43 PM
I appreciate your thoughtful feedback, Judd. I'm glad to hear that you felt supported and valued throughout the process. It's important to me to provide timely updates and make sure any questions you have are answered. Thank you for placing...
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Jill worked with me to get me in a position to build the home i I was dreaming of. She walked with me every step of the way. She is proactive and transparent. I had the best experience with Jill and truly appreciate her.
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Reply from Jill Samsel
March 22nd, 2026 03:36 AM
Awe thank you!!! I’m so thrilled for you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.