

Lower Mortgage - Wilmington, NC
Wilmington, NC

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
We couldn't have asked for a better partner to assist us. Phil's expertise is an asset and his personal attention to detail unmatched. It's without hesitation that I'd recommend Phil to anyone seeking the best in the business!
Phil's team was honest and efficient. They did not over-promise and there weren't any surprises in the days/hours leading up to closing. Closed in 30 days with best available rates.
Great experience working with Jon and team.
Jon wood is great. Very professional answering all of our questions and concerns. We will definitely give him a call when we decide to refinance our home.
Exceptional customer service; the app was easy to use and kept me on track with next steps. Anthony and Don made this the best mortgage experience ever! I highly recommend them.
You simply can’t beat the energy, professionalism and timeliness of the Jon Wood lending team of Atlantic Bay Mortgage Group in meeting all of your financing and mortgage needs. Without a doubt they are leading the pack.
Don is extremely knowledgable and courteous. I could never make it through the loan process without him and his great team! They are the best in the Triad! He deserves more than just a pat on the back!
Todd was always available, provided answers to questions immediately or got back to me every time as promised. He kept me calm, was empathetic and made me smile. The process was easy to follow and the app was easy to use.
Reply from Todd Shoemaker
February 27th, 2022 05:26 PM
Thank you for your kind words Mary. It was a joy working with you and Keith on your home purchase. I wish you many happy years together in your new home. If I can ever do anything else to help you, please don't hesitate to ask.
Jon was so easy to work with. He explained everything and the process for the loan was so easy! I’d definitely recommend him.
The process seemed a bit unorganized. Communicating with several people on the team at the same time was confusing. Also a lot of hurry up and wait. Some document or other things were needed urgently and immediately. Then several days or even...
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721–730 of 1780
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.