Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very knowledgeable about this industry. The process was a smooth transaction from start to finish. Will work with Earnest again on our next real estate investment!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Leanne! I see you changed your mind about buying a new investment :)
for
Lower Mortgage - Wilmington
Very knowledgeable about this industry. The process was a smooth transaction from start to finish. Will work with Earnest again on our next real estate investment!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Leanne! I see you changed your mind about buying a new investment :)
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Donald Owens
Communication, Explanation of every paperwork that needs to be sign, even tough it’s self explanatory, as a customer you are aware that you lender is there for your customer and mostly customers that do not have the idea of what are the paperwork’s...
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Reply from Donald Owens
May 20th, 2022 03:16 PM
Congratulations on your new home Vanessa!
I know that the mortgage process can be daunting these days but it is always a pleasure to help someone achieve the goal of homeownership!
We hope you love your new home :)
I loved that I received a weekly email actually written by the lender (not an automated one) with the update of the loan. It made my job so much easier.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Johanna! It was a pleasure working with you as well!
for
Lower Mortgage - Wilmington
I loved that I received a weekly email actually written by the lender (not an automated one) with the update of the loan. It made my job so much easier.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Johanna! It was a pleasure working with you as well!
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Jennifer Taylor
jennifer’s help was outstanding and she was always willing to help even after hours or when she was on vacation i cant thank her enough for all her help
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Todd Shoemaker
Todd and Anthony always kept me update with what was going on with the refinance. They never hesitated on answer any questions I had. The process was long but went smoothly.
Thank you.
Reply from Todd Shoemaker
May 17th, 2022 10:10 PM
Michelle, Thank you so much for the kind words. We both enjoyed working with you. Take care.
-Todd
for
Todd Shoemaker
Todd did a great job!
Reply from Todd Shoemaker
May 17th, 2022 10:11 PM
Thank you Eric. I hope you both have many happy years in your new dream home.
-Todd
for
Lower Mortgage - Wilmington
True professionals, suggested the right path. Helped becoming a home owner. You need someone to fulfill your dream becoming home-owner? Choose them. Professionals, for your mortgage needs! Highly recommended!
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Jennifer Taylor
She suggested well to achive mortgage goals and her work was exceptional. Without her help, i couldn't have achive a dream to become a home-owner. If you need someone's help to fulfill your dream of becoming a home-owner, She is the one! Quick...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.