Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everything went very smoothly
Mr. Haynes was very professional and knowledgeable. He is a great communicator and I really admired his work ethic. Thank you Mr. Haynes for making this experience unforgettable!!!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Ms. Reddick! It was a pleasure working with you! My team loved working with you as well!!!
for
Lower Mortgage - Wilmington
Mr. Haynes was very professional and knowledgeable. He is a great communicator and I really admired his work ethic. Thank you Mr. Haynes for making this experience unforgettable!!!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Ms. Reddick! It was a pleasure working with you! My team loved working with you as well!!!
Great job! Earnest kept me informed throughout the entire process
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Sandy! It was great working with you!
for
Lower Mortgage - Wilmington
Great job! Earnest kept me informed throughout the entire process
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Sandy! It was great working with you!
Earnest was so understanding and very informative, he made me feel at easy with the process.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Mrs. Brown! Welcome to SC!
for
Lower Mortgage - Wilmington
Earnest was so understanding and very informative, he made me feel at easy with the process.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Mrs. Brown! Welcome to SC!
for
Jennifer Taylor
Jennifer was so humble, informative, easy listening, great communicator, timely, a go getter and a bit funny. It was a pleasure having her as a loan officer and thanks to the one that hooked us up.
Reply from Jennifer Taylor
October 7th, 2022 05:20 PM
Felicia, you were a pleasure to work with! I enjoyed hearing about all your travel adventures and look forward to hearing about upcoming trips! Thank you for the positive and encouraging feedback. I appreciate you!
Very personable and knowledgeable and appreciate all the assistance throughout the process. Would definitely use again in the future. Thank you so much.
Thank you for your assistance in purchasing our beach home! The process went smoothly the entire time, and we appreciate the excellent communication.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.