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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Reviews from Web
  • E
    Emma L G S
    Posted on June 25th, 2022 02:06 AM
    Call This team. They are on top of the market!
  • D
    Dane O
    Hubert, NC
    Posted on June 19th, 2022 01:09 PM
    Coming into this as a new home buyer Jon and his team were on top of everything and helped me understand every step along the way. Would highly recommend Jon and Atlantic bay mortgage.
  • for
    Donald Owens
    Encompass
    A
    Alyssa B L
    Burlington, NC
    Posted on June 16th, 2022 07:40 PM
    Always available, Great communication.
  • for
    Lower Mortgage - Wilmington
    Reviews From Previous Organization
    C
    Charlotte F
    Lexington, SC
    Posted on June 16th, 2022 12:36 PM
    Earnest was a pleasure to work with and kept me informed on the status of the loan and closing. He was always available for questions!
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thank you Charlotte! It was a pleasure! I look forward to working with you again! Let me know if I can help!
  • C
    Charlotte F
    Lexington, SC
    Posted on June 16th, 2022 12:36 PM
    Earnest was a pleasure to work with and kept me informed on the status of the loan and closing. He was always available for questions!
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you Charlotte! It was a pleasure! I look forward to working with you again! Let me know if I can help!
  • A
    Aretha H
    Lexington, SC
    Posted on June 14th, 2022 10:32 PM
    Earnest is GREAT at his job!!! He is very knowledgeable and was available at all times to answer any and all my questions. Earnest prepared me for everything throughout the entire process. I could pick-up my phone to text and call Earnest at...
    read more
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    It was a pleasure! Congrats again on your new home!!
  • for
    Lower Mortgage - Wilmington
    Reviews From Previous Organization
    A
    Aretha H
    Lexington, SC
    Posted on June 14th, 2022 10:32 PM
    Earnest is GREAT at his job!!! He is very knowledgeable and was available at all times to answer any and all my questions. Earnest prepared me for everything throughout the entire process. I could pick-up my phone to text and call Earnest at...
    read more
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    It was a pleasure! Congrats again on your new home!!
  • for
    Donald Owens
    Encompass
    R
    Rajapaksha B
    High Point, NC
    Posted on June 13th, 2022 12:42 PM
    Conversations with Don were very informative.
  • K
    Karen B
    Emerald Isle, NC
    Posted on June 12th, 2022 02:35 PM
    Very professional and got the job done on time. Thank you
  • for
    Lower Mortgage - Wilmington
    Reviews From Previous Organization
    M
    Michael W
    Sumter, SC
    Posted on June 10th, 2022 11:26 AM
    Earnest did a great job communicating with me and keeping me informed on what was going on. He also went above and beyond to help my client get closed as soon as possible.
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thanks Michael! I appreciate you too! I'm glad everything worked out on both sides of this deal!
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.