

Lower Mortgage - Wilmington, NC
Wilmington, NC

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Earnest was great from start to finish. I came in to this not knowing what I was doing and they came thru .. Would recommend them to any and everyone 😊 My first buying experience and he helped every step of the way .. 10/10 recommend .. Thank...
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Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thank you so much, Shannon! I'm so glad I was able to help you through your first home buying experience. It was my pleasure in assisting you and I'm so glad you had a great experience. I hope you enjoy your "new" home! 😁
Jon was very professional and flexible with us. He was able to help explain in detail our options between a conventional and VA loan. He was helpful every step of the way and communicated everything in a timely manner and left nothing out....
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Amazing experience as always.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thank you Aleisha! Thanks for being a great realtor partner as well!! 😁
Amazing experience as always.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thank you Aleisha! Thanks for being a great realtor partner as well!! 😁
The overall experience was positive.
Jon was very attentive to our specific needs and walked us through every step of the way.
Earnest is extremely knowledgeable and was able to make the process seamless and stress-free. His personality is relatable which made it comfortable for me to ask questions. I would certainly recommend anyone work with Earnest!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Brandi!!! It was amazing working with you too! Enjoy your new home!
Earnest is extremely knowledgeable and was able to make the process seamless and stress-free. His personality is relatable which made it comfortable for me to ask questions. I would certainly recommend anyone work with Earnest!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Brandi!!! It was amazing working with you too! Enjoy your new home!
He’s great, helpful, excellent knowledgeable and kind person and any time I call he answer my all question. Thank you Jon it’s very nice working with you.
Communication. Honesty time management
511–520 of 1780
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.