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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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9 AM to 5 PM
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5 Star
97%
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2%
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0%
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Reviews from Web
  • T
    Thomas C B
    Aiken, SC
    Posted on July 29th, 2023 01:38 PM
    Earnest was great from start to finish.He made the process easy if I had any questions he answered them in a timely manner he was very professional and helpful. I'm glad I had the chance to work with him for my first home buying experience...
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    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you so much for your kind words, Thomas! It was a pleasure working with you and I'm so glad that you had a great first home buying experience. Thanks for trusting me with your family's first home! thank you for rating me 5 stars.
  • for
    Lower Mortgage - Wilmington
    Encompass
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    Thomas C B
    Aiken, SC
    Posted on July 29th, 2023 01:38 PM
    Earnest was great from start to finish.He made the process easy if I had any questions he answered them in a timely manner he was very professional and helpful. I'm glad I had the chance to work with him for my first home buying experience...
    read more
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thank you so much for your kind words, Thomas! It was a pleasure working with you and I'm so glad that you had a great first home buying experience. Thanks for trusting me with your family's first home! thank you for rating me 5 stars.
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    Jennifer Taylor
    Encompass
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    Thomas H
    Kernersville, NC
    Posted on July 28th, 2023 09:49 AM
    Jennifer was thorough in explaining all the details of the loan. She was always keeping us informed about what was going on throughout the process. The portal made all the documents very easy to complete.
    Reply from Jennifer Taylor
    October 9th, 2023 07:14 PM
    I am truly grateful for your thoughtful review, Thomas. Knowing that you found the loan process and portal easy to navigate reaffirms our commitment to providing a simple process at Hamilton Home Mortgage. Your satisfaction is our top priority...
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    Jennifer Taylor
    Encompass
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    Jerry W T
    Pleasant Garden, NC
    Posted on July 27th, 2023 11:08 AM
    Jennifer was awesome to work with and very professional. Made the whole purchasing selling our homes way less stressful :-) Thank you Jennifer!!!
    Reply from Jennifer Taylor
    October 9th, 2023 07:16 PM
    Jerry, thank you for taking time out of your schedule to write such a flattering review! Our goal is always to make the process as stress free as possible. It was a pleasure working with you. I hope you and your bride are enjoying your new...
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  • P
    Philip H
    Sumter, SC
    Posted on July 23rd, 2023 07:49 PM
    How he explains everything and how he works after hours
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you for taking the time to write a review! Enjoy your new home!
  • for
    Lower Mortgage - Wilmington
    Encompass
    P
    Philip H
    Sumter, SC
    Posted on July 23rd, 2023 07:49 PM
    How he explains everything and how he works after hours
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thank you for taking the time to write a review! Enjoy your new home!
  • K
    Kim A
    Orangeburg, SC
    Posted on July 22nd, 2023 03:35 PM
    Everything
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    Lower Mortgage - Wilmington
    Encompass
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    Kim A
    Orangeburg, SC
    Posted on July 22nd, 2023 03:35 PM
    Everything
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    Donald Owens
    Encompass
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    Tsz L C
    HIGH POINT, NC
    Posted on July 21st, 2023 10:05 PM
    Clear and transparent communication.
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    Jennifer Taylor
    Encompass
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    Jacob L G
    Greensboro, NC
    Posted on July 21st, 2023 11:23 AM
    Communication and breakdown of many many questions helped make the process of purchasing a house much more peaceful
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.