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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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0%
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Reviews from Web
  • J
    Julie G
    Badin, NC
    Posted on September 27th, 2023 12:24 PM
    Thank you Phil and his team for a seamless purchase experience.
    Reply from Phil Cunningham
    March 5th, 2025 08:15 PM
    I'm really grateful for your kind words, Julie. It was a pleasure to assist you with your purchase and I'm thrilled that you found the process seamless. Everyone here at Atlantic Bay Mortgage Group shares the common goal of ensuring our clients...
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  • B
    Bridget C
    Jacksonville, NC
    Posted on September 25th, 2023 04:57 PM
    We had suck a great experience. It was the fastest and easiest transactions we have made. We appreciate all that you had done for us.
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    Donald Owens
    Encompass
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    Antonio M
    Hampstead, NC
    Posted on September 21st, 2023 12:03 PM
    fast responding and help
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    Lower Mortgage - Wilmington
    Encompass
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    Carmen L R
    Greensboro, NC
    Posted on September 19th, 2023 10:39 PM
    Great experience
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    Donald Owens
    Encompass
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    Tiffany D P
    BURLINGTON, NC
    Posted on September 15th, 2023 04:04 PM
    Don is very patient in explaining each step. He also understands the stress that can occur and maintains to be professional. We could not have chosen a better person and company to help us purchase our dream home.
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    Lower Mortgage - Wilmington
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    Danny
    Posted on September 12th, 2023 10:38 PM
    We are extremely satisfied with the level of service from Don and team. The responsiveness, level of detail and support was top notch. Truly white glove service.
  • for
    Donald Owens
    Encompass
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    Danny M P
    BURLINGTON, NC
    Posted on September 12th, 2023 10:38 PM
    We are extremely satisfied with the level of service from Don and team. The responsiveness, level of detail and support was top notch. Truly white glove service.
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    Jennifer Taylor
    Encompass
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    Erin E F
    High Point, NC
    Posted on September 11th, 2023 10:38 PM
    Communication and professional and understable explanations throughout the transaction.
    Reply from Jennifer Taylor
    October 7th, 2023 11:54 AM
    I'm thrilled to hear that your experience with me at Hamilton Home Mortgage was so positive, Erin! I'm dedicated to providing clear, professional communication throughout all transactions and it's wonderful to see this reflected in your feedback....
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  • C
    Christopher S
    Winnabow, NC
    Posted on September 11th, 2023 12:45 PM
    Phil truly cares about the client and truly cares about providing the best possible advice and service to client and the agent. His knowledge of the loan process and his communication are superior. When you work with Phil, you know you're getting...
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    Reply from Phil Cunningham
    March 5th, 2025 08:15 PM
    Thanks as always Chris! You always refer the best clients! You make it easy!
  • for
    Lower Mortgage - Wilmington
    Encompass
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    Lindsay E S
    REIDSVILLE, NC
    Posted on September 9th, 2023 11:44 PM
    Kevin was responsive before and after hours and the process was so easy due to his knowledge and advice
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.