

Lower Mortgage - Wilmington, NC
Wilmington, NC

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Earnest not only gave us great advice but he also stayed on top of everything professionally
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm absolutely thrilled to hear your positive feedback, Dominique. It was my pleasure to guide you and ensure your experience with Thrive Mortgage was smooth and professional. It's fantastic to know that you felt well-advised and supported...
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Earnest not only gave us great advice but he also stayed on top of everything professionally
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I'm absolutely thrilled to hear your positive feedback, Dominique. It was my pleasure to guide you and ensure your experience with Thrive Mortgage was smooth and professional. It's fantastic to know that you felt well-advised and supported...
read more
What made it so GREAT was Earnest took the time and HELPED me to understand the whole mortgage process in getting a new home. He CARED & was very concerned by making sure I understood and if I didn't he would take the time to explain everything...
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Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Awwww! Thanks Shermeika!!! It was 100% a pleasure helping you. WE MADE IT!!! 😁 Congratulations again!
What made it so GREAT was Earnest took the time and HELPED me to understand the whole mortgage process in getting a new home. He CARED & was very concerned by making sure I understood and if I didn't he would take the time to explain everything...
read more
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Awwww! Thanks Shermeika!!! It was 100% a pleasure helping you. WE MADE IT!!! 😁 Congratulations again!
Don Owens made it a great experience and all those associated/involved with his business! He does a step by step process; he's extremely knowledgeable and helpful; his accessibility; his honesty and demonstrated care are at the top of a long...
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Don Owens made it great and all those associated/involved with his business! He does a step by step process; he's extremely knowledgeable and helpful; his accessibility; his honesty and demonstrated care are at the top of a long list.
Excellent communication through the whole process.
Phil was nothing short of phenomenal. We started on a different structure type of loan and quickly had to change our process to get the house I wanted. He took care of everything in record timing and I am now sitting in my dream home. Thank...
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Reply from Phil Cunningham
March 5th, 2025 08:15 PM
You are welcome Ryan. It is always a pleasure helping a new friend out! Congrats on your incredible new home!
Jennifer was knowledgeable, patient, available, and great communicator
Jennifer was extremely helpful, thorough, and knowledgeable through the entire process. She was very responsive and explained things and reached out to homelight to make sure we understood all the items and was in a good place with everything....
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.