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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
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2%
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Reviews from Web
  • for
    Lower Mortgage - Wilmington
    Encompass
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    Dominique B
    Sumter, SC
    Posted on October 27th, 2023 06:27 PM
    Earnest not only gave us great advice but he also stayed on top of everything professionally
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    I'm absolutely thrilled to hear your positive feedback, Dominique. It was my pleasure to guide you and ensure your experience with Thrive Mortgage was smooth and professional. It's fantastic to know that you felt well-advised and supported...
    read more
  • D
    Dominique B
    Sumter, SC
    Posted on October 27th, 2023 06:27 PM
    Earnest not only gave us great advice but he also stayed on top of everything professionally
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    I'm absolutely thrilled to hear your positive feedback, Dominique. It was my pleasure to guide you and ensure your experience with Thrive Mortgage was smooth and professional. It's fantastic to know that you felt well-advised and supported...
    read more
  • for
    Lower Mortgage - Wilmington
    Encompass
    S
    Shermeika M
    Sumter, SC
    Posted on October 27th, 2023 01:12 PM
    What made it so GREAT was Earnest took the time and HELPED me to understand the whole mortgage process in getting a new home. He CARED & was very concerned by making sure I understood and if I didn't he would take the time to explain everything...
    read more
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Awwww! Thanks Shermeika!!! It was 100% a pleasure helping you. WE MADE IT!!! 😁 Congratulations again!
  • S
    Shermeika M
    Sumter, SC
    Posted on October 27th, 2023 01:12 PM
    What made it so GREAT was Earnest took the time and HELPED me to understand the whole mortgage process in getting a new home. He CARED & was very concerned by making sure I understood and if I didn't he would take the time to explain everything...
    read more
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Awwww! Thanks Shermeika!!! It was 100% a pleasure helping you. WE MADE IT!!! 😁 Congratulations again!
  • for
    Lower Mortgage - Wilmington
    google
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    Jackie
    Posted on October 27th, 2023 02:34 AM
    Don Owens made it a great experience and all those associated/involved with his business! He does a step by step process; he's extremely knowledgeable and helpful; his accessibility; his honesty and demonstrated care are at the top of a long...
    read more
  • for
    Donald Owens
    Encompass
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    Jacquelyn J P
    WINSTON SALEM, NC
    Posted on October 27th, 2023 02:27 AM
    Don Owens made it great and all those associated/involved with his business! He does a step by step process; he's extremely knowledgeable and helpful; his accessibility; his honesty and demonstrated care are at the top of a long list.
  • J
    Joseph S
    Atlantic Beach, NC
    Posted on October 25th, 2023 02:30 PM
    Excellent communication through the whole process.
  • R
    Ryan S
    Clayton, NC
    Posted on October 23rd, 2023 12:09 PM
    Phil was nothing short of phenomenal. We started on a different structure type of loan and quickly had to change our process to get the house I wanted. He took care of everything in record timing and I am now sitting in my dream home. Thank...
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    Reply from Phil Cunningham
    March 5th, 2025 08:15 PM
    You are welcome Ryan. It is always a pleasure helping a new friend out! Congrats on your incredible new home!
  • for
    Jennifer Taylor
    Encompass
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    Suzanne M S
    Greensboro, NC
    Posted on October 20th, 2023 04:51 PM
    Jennifer was knowledgeable, patient, available, and great communicator
  • for
    Jennifer Taylor
    Encompass
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    Anthony W B
    Kernersville, NC
    Posted on October 20th, 2023 10:34 AM
    Jennifer was extremely helpful, thorough, and knowledgeable through the entire process. She was very responsive and explained things and reached out to homelight to make sure we understood all the items and was in a good place with everything....
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  • 401–410 of 1780
    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.