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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
Company Logo
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(317) 231-5514
Wilmington, NC
https://www.lower.com/
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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5 Star
97%
4 Star
2%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • for
    Phil Cunningham
    Encompass
    M
    Molly M
    Leland, NC
    Posted on August 4th, 2025 06:24 PM
    Phil was wonderful! We would definitely recommend to anyone looking for a lender!
    Reply from Phil Cunningham
    August 4th, 2025 06:36 PM
    Thank you Molly, you and Tanner are more than deserving of your beautiful new home and I enjoyed getting to know you both through the process. Enjoy that new home!
  • for
    Lower Mortgage - Wilmington
    Encompass
    T
    Taylor D
    West Columbia, SC
    Posted on July 26th, 2025 12:32 PM
    Earnest was very clear and thorough and was on top of everything, completing steps quicker than other lenders we have worked with in the past.
  • for
    Earnest Haynes
    Encompass
    T
    Taylor D
    West Columbia, SC
    Posted on July 26th, 2025 12:32 PM
    Earnest was very clear and thorough and was on top of everything, completing steps quicker than other lenders we have worked with in the past.
  • for
    Phil Cunningham
    Encompass
    E
    Eric W C
    Oak Island, NC
    Posted on July 26th, 2025 11:28 AM
    Phil was nothing but fantastic advise and put my wife at ease with making my wife comfortable with this purchase
    Reply from Phil Cunningham
    July 31st, 2025 03:46 PM
    Rick, working with you and Janet was a pleasure and I know you are going to enjoy your new getaway place. Thank you for trusting me to assist you.
  • for
    Phil Cunningham
    Encompass
    L
    Lydia H
    Asheboro, NC
    Posted on July 24th, 2025 03:09 PM
    Phil really took the time to explain everything to us and made it a very smooth process!
    Reply from Phil Cunningham
    July 31st, 2025 03:46 PM
    Lydia, I'm so pleased to hear that you had such a smooth experience. Taking the time to ensure everything is clear and straightforward is something I strive for in every interaction. It's wonderful to know that my approach made a positive impact...
    read more
  • for
    Phil Cunningham
    Encompass
    K
    Kathryn L D
    Winnabow, NC
    Posted on July 21st, 2025 12:47 PM
    My husband and I just bought our first home with the help of Phil and from the very first conversation, we knew we were in good hands. Having never done any of this before, Phil took the time to explain every single step and was always available...
    read more
    Reply from Phil Cunningham
    July 21st, 2025 05:42 PM
    Katie, It was an honor to serve you and Dylan. It is nice helping people willing to learn and are so deserving of all the best in life.
  • for
    Earnest Haynes
    Encompass
    I
    Isabel R
    San Antonio, TX
    Posted on July 17th, 2025 01:18 PM
    everyone communicated in a timely fashion
  • for
    Lower Mortgage - Wilmington
    Encompass
    I
    Isabel R
    San Antonio, TX
    Posted on July 17th, 2025 01:18 PM
    everyone communicated in a timely fashion
  • for
    Earnest Haynes
    Encompass
    C
    Charles R J
    Wagener, SC
    Posted on July 14th, 2025 06:01 PM
    I cant say enough about Earnest. Professional, fast but thorough, honest. One of those guys you know has a good heart. That's really all you need to know. Thanks again Earnest
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you Mr Johnson! I really appreciate the kind words! It was a pleasure to help you and thanks for choosing me!
  • for
    Lower Mortgage - Wilmington
    Encompass
    C
    Charles R J
    Wagener, SC
    Posted on July 14th, 2025 06:01 PM
    I cant say enough about Earnest. Professional, fast but thorough, honest. One of those guys you know has a good heart. That's really all you need to know. Thanks again Earnest
    Reply from Earnest Haynes Jr
    July 17th, 2025 01:45 PM
    Thank you Mr Johnson! I really appreciate the kind words! It was a pleasure to help you and thanks for choosing me!
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.