Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Jennifer Taylor
Jennifer is the absolute best. She was always so patient, helpful, and always willing to go the extra mile. I will always remember her and everything that she did for us.
Jon Wood was exceptional in his assistance to make the process as smooth as possible. Knowledgeable,professional ,pleasant,understanding and great communication. The only negative for me is the forms (questions) do not always apply to your...
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Todd Shoemaker
Communication and regular updates
I love working with Renee. She is one of my favorite lender referral partners. Always looking to put the client first. I look forward to working with her again!
for
Todd Shoemaker
I felt the app was well designed but at some point it got very intense to get all the proper documentation in. At that point, the personal support of Todd, Rolfe and others became very important. They were very positive, patient and helpful,...
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Both Jon and Marie were excellent! In our last home buying process we were constantly bombarded with unnecessary phone calls from our lender. This time was much different, they contacted us enough to let us know they were there for whatever...
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Jennifer Taylor
Always informed me of each step in the process and answered all questions with detail and clarity.
It was very intense getting everything together needed for the process. But I understand why. It was just hard to do under time constraints while working full time and having full time family to care for. But I guess everyone else does too....
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Jon was very easy to work with, explaining everything necessary. The process was less complicated than expected, and we would definitely recommend Atlantic Bay Mortgage Group to anyone!
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Todd Shoemaker
Todd kept me informed every step of the way on this journey. Being my first time with a refi I was not sure of what to expect. But Todd made me feel very comfortable throughout the process. A very positive experience.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.