

Lower Mortgage , Miami, FL
Miami, FL

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Everything was wonderful and smooth.
very professional, always available to answer any question.
excellent service and always attentive for any questions
Fernado is a great professional, and he goes more than the extra mile in his scope.
He is really good and professional.
Bob was always following every little single detail... Looking for different possible options of successfully complete the loan process... He is a key on the process.
Fernando is a an excellent loan officer who patiently listens and find a solution to any necessity that may arrived during the loan process. I am very thankful to all the valuable contribution and efforts he made for me to be successful on...
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Bob was on it from day 1 loved his advice
Truly an expert. With all his expertise and guidance, I was able to go through this process with confidence. Thank you!
Excellent job! Highly professional, knowledgeable and responsive. He kept the ball rolling and the process was completed in the time frame promised. Working with Bob Chamorro and his staff was pleasant. Thank you so much for all your help!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.