Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Fernando Miranda
Fernando Miranda was very professional, knowledgeable, and very supportive during the entire process of getting a loan. This is my third time buying a property and I can say he’s been by far the best loan officer I have ever worked with. He...
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Fernando Miranda
Fernando was very professional, knowledgeable, and very supportive during the entire process of getting a loan. This is my third time buying a property and I can say he’s been by far the best loan officer I have ever worked with. He was very...
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for
Fernando Miranda
He always answered his phone and made everything easy and did everything quick and professional
Great service!
for
Fernando Miranda
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for
Fernando Miranda
Fernando made it great! He kept me informed throughout the entire mortgage process and he not only answered every phone call, but called me back as promised. It was a wonderful experience working with Fernando! I look forward to working with...
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Bob was very helpful, and responsive. He did whatever he could to process our documents and finalize our loan. He was extremely attentive and kept us updated. A very caring and hard working individual. I will definitely refer him and I am thankful...
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He is very trustworthy. He is always available when needed for phone calls or messages; He provides you with excellent communication. Bob is a very understanding and caring person and will always place your needs above all others. Not only...
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Excellent service and very professional
Bob Chamorro was the best help I had in the process of buying my house. If I had the opportunity to buy again I would do it with him 100% again.Great job Bob, I would never forget what you did for me!!!!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.