Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bob was super nice and very detailed and helpful to me from the very first day we have spoken. Even without being sure if I would even be a loan candidate or not.Definitely recommend to anyone in search for a personal service of a mortgage...
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Fernando Miranda
Speed and personalized service were two of the main experiences I enjoyed doing business with Fernando. Thanks for all the help.
Bob was very pleasant, easy to deal and always available to talk to and was willing to go the extra mile.
The quickness.
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Fernando Miranda
super professional and always updating a realtor as he knows constant team working is what causes a smooth closing and happy client.
The strong communication and information that was provided to me the entire time. Bob is such a pleasant and kind person to work with. He’s very knowledgeable in his work which makes the process a lot smoother.
for
Fernando Miranda
Fernando Miranda did provide an outstanding customer service. He guided me through all the process and explained everything in detail, which made it easy for me to understand. Also, there is something that was very important for me, and it...
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Fernando Miranda
Fernando acted very professional, he answered all our questions that came up during the whole process, the way we understood everything. He was prompt with everything, everything went by very smooth. We would definitely recommend his service...
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Fernando Miranda
Fernando is an expert on his filed and is always available to his customers. Excellent Experience!
Thank you Bob and team. They have been very informative and patient throughout my 1st home buying process.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.