

Lower Mortgage , Miami, FL
Miami, FL

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Fernando is a professional Loan officer who takes his work seriously to provide the best experience possible for customers by staying ahead on the details in the loan process. This is only possible with experience.
I just want you to know that I so grateful to have you in my corner to guide me every step of the way, I have no word to express my gratitude.
Thanks for the great services,
I recommend Bob to everyone. He is very kind and transparent. I can always expect the truth from Bob. He always treats me with the upmost kindness and respect. All of my clients tell me wonderful things about Bob and thank me for recommending...
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We absolutely loved working with Fernando, as well as with the entire Hamilton Group! Fernando was extremely proactive, responsive, and has excellent communication skills. We cannot thank you enough for all your help in making this dream a...
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It was a real pleasure working with Fernando. From the Pre- Approval to Closing day we always felt Fernando was looking out for our best interests and proving detailed explanations each step of the way. Every rate/term/amount was explained...
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Was great dealing with Bob. Always very quick at answering any questions
Time and dedication they were there for me at every moment and the experience they have also means a lot.
Every step of the process Fernando was able to explain everything and went above and beyond to make things happen. Excellent work!
Bob is very professional and he instills confidence in his clients that he is fighting on your behalf for the best rates. All of the staff on his team that helped in the process were also a pleasure to work with. I would recommend Bob in a...
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Excelente trabajó
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.