Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Fernando Miranda
Fernando has great communication skills.
Bob is one of those true professionals that are hard to find. He is knowledgeable of his subject, and transparent throught the entire transaction. His comunication skills are impeccable and has a great degree of dicipline throughout a process...
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I make the most important investment with the help of the great team of Bob Chamorro. I really advise new home buyer to contact Hamilton group at Bob Chamorros agency. He and his team make the whole process so easy and make sure that you get...
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Fernando Miranda
Excellent service. From start to finish everything was excellent. Will use Fernando for my future deals and recommend him to my friends and family
Bob was always available to communicate whether via email, phone call or text and at any time. Great advice, gave great instruction. Will definitely work with Bob and his team again.
Even though I was fustrated and ready to give up, but Bob Chamorro didn't let me. He was very encouraging and had patient with me
Bob and Lori were great with my loan process, they were always available to take my calls and very knowledgeable. They made my first home purchase a great experience. Would definitely recommend Bob and his team to my friends and family!!
Bob not only made the process easy, he kept me calm & relaxed at every step. He is a pleasure to work with and great for first time and/or second home buyers
for
Fernando Miranda
Very efficient, graet communication, and overall experience!
for
Fernando Miranda
Excellent job from start to the end. Thank you.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.