Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Excellent service.
Reply from Owner
April 16th, 2026 04:53 PM
Gracias por tus palabras Alejandro. Siempre a tu orden aca, saludos! BC
Excellent service, excellent knowledge, and great kindness from Bob. Thank you for your attention.
Reply from Bob Chamorro
April 16th, 2026 04:54 PM
Thank you for your kind words, Alejandro. I'm glad to know that you appreciated the service, knowledge, and kindness during our interactions. Remember, I'm always here to help! - BC
Bob demonstrates exceptional professionalism and deep industry knowledge.He took the time to thoroughly explain every step of the process, answering all of my questions with patience and clarity. He made sure I understood all my options and...
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Reply from Owner
April 16th, 2026 04:58 PM
Thank you, Moniq, for your thoughtful feedback. I'm pleased to hear that you valued my professionalism and the clarity of communication throughout the loan process. It was important to me that you felt well-informed and confident in your decisions....
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Bob demonstrates exceptional professionalism and deep industry knowledge.He took the time to thoroughly explain every step of the process, answering all of my questions with patience and clarity. He made sure I understood all my options and...
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Reply from Bob Chamorro
April 3rd, 2026 03:32 PM
It's wonderful to hear your feedback, Monika. I'm pleased that you found my approach helpful and that my communication met your expectations. Ensuring that you understood all your options and securing the right loan for your needs is always...
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My experience with lower and Mr. Bob Chamorro was so excellent. He always explain me a step by a step on process to buy a new home. Thank you so much guys.
Reply from Owner
April 3rd, 2026 03:33 PM
I'm glad to hear that your experience was excellent. Thank you, Elmer!
the experience with mr Bob chomorro was very very excellent. He always answer my call and always explaining step by step. Of the process to buy a new home. Thank you.
Reply from Bob Chamorro
April 2nd, 2026 04:29 PM
I'm grateful for your kind feedback, Elmer. It's reassuring to know that you found the experience excellent and that my approach to explaining each step was helpful. Should you have any more questions or need further assistance, please feel...
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Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Erich A
Reply from Owner
April 16th, 2026 04:58 PM
Thank you Erich!
Very good service and communication!
Reply from Bob Chamorro
April 2nd, 2026 02:05 PM
I appreciate your positive feedback, Erich. It's great to know that you found the service and communication satisfactory. If there's anything else I can assist you with, please feel free to reach out. - BC
Bob was great
Reply from Bob Chamorro
March 23rd, 2026 08:56 PM
I appreciate your feedback, Jaleel. I'm glad to hear that you had a positive experience. If there's anything more I can help you with, please reach out anytime. - BC
The turn around time it took was so quickly and everyone was very helpful and encouraging especially when I wanted to give up, the team as an whole was great , Thanks again to everyone who helped me get into my new home 😊😇🙏🏾
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Reply from Bob Chamorro
March 23rd, 2026 06:10 PM
I'm thankful for your kind words, Monica. It's wonderful to know that the quick turnaround and the team's support made a difference when you needed it most. I'm delighted to have been part of your journey into your new home. If there's anything...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.