

Lower Mortgage , Miami, FL
Miami, FL

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The lender was very professional and polite. He was also very sufficient in his work. I would recommend anybody to this lender. I closed in 19 days instead of 21. How awesome is that?!
The process is super fast and accurate in all the amounts that they told me from day 1
We walked us through the process and explained everything.
Bob was a very professional and really helpful during the entire process. Very pleased with the whole process.
He is very professional in his work.
Fernando Miranda, as always, it is a pleasure to work with you, very efficient, he answers all calls 7 days a week regardless of the schedule, super professional, in all of Florida I do not think there is someone else like him, to all the loans...
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Get rid of junk fees
It was great
Rates etc were not as good as expected. And also estimate was off by quite a bit. I also wish there were more advice or communication and options. I would have given more down payment to offset closing cost
Fernando explained everything to us in detail he was very quick an efficient.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.