Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Fernando Miranda
He is second to none in his work with an impressive mastery and certainty very noble as a person I am very happy with his wo
Made the process understandable for us 1st time homebuyers by answering all my questions when needed always was available. Updated us through the whole process to enlighten us what was going on and what was next to come. Very pleased with his...
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Excellent experience!
for
Fernando Miranda
He took the time to prepare me during a long period of time. He gave me advice a year ago. Answered every time I called and helped me being prepared. He explained everything. He was great
They answered all the questions and explain all the details at any time
for
Martin A Ramirez
We had an incredible experience working with Martin. Working with him made our refinance a smooth and fun experience. He truly cared about what our needs were and went above and beyond with providing us with different solutions. He made great...
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for
Fernando Miranda
Excellent team, best service ever!
Bob Chamorro
for
Fernando Miranda
Fernando was always in communication with me and willing to help 24/7. Him and his team also did a great job in helping me understand every step of the process and thoroughly answered any questions I had.
for
Fernando Miranda
Fernando was a great partner to have in securing my first home. Over the course of several months in searching my home, he was available 24/7 to assist me in evaluating properties and providing estimates for my payments at certain ranges for...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.