Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very professional, called at any time and they responded.
for
Fernando Miranda
always there to answer questions and concerns
Communication was often last minute and did not allow much time for me to prepare for what was being asked.
for
Danny Rodriguez Gandara
his excellent experience and dedication to his clients. he became a friend... thanks for everything.
I don’t even know where to start, the service and care was EXCEPTIONAL!!! That was what made it great 😊 I was a 1st time homebuyer that didn’t know a lot about buying a home and Bob walked me threw the process with ease. I’m so honored to...
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for
Fernando Miranda
This loan closed in 25 days and I'm a self employed borrower -- most bank will take months to review everything to be able to pull this off. Fernando was on every detail and took care of everything so it was simple for myself (the borrower)...
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I’m not the easiest person to deal with in this kind of a stressful situation. Bob answered all my questions and always kept me informed the entire way through. Will use him again in the future
for
Fernando Miranda
We had an amazing exoerience. Mr. Fernando Miranda was very approachable, easy to talk and professional. We are gratful we work with him to get our new home.
for
Fernando Miranda
Fernando and his team made my first apartment purchase a reality! They all worked super diligently and met the time lines they estimated since day one. I don’t think anyone could have done a better job and Fernando and his team of Daniela and...
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for
Danny Rodriguez Gandara
Danny make sure i understand everything i need to know
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.