Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bob Chamorro is very knowledgeable and answered our many questions we had about the loan process, which we truly appreciate. We were impressed with Bob’s professionalism. Bob was always courteous and very responsive to our needs.
Bob and his team are absolutely amazing ! I was very skeptical about purchasing a home because the last time I tried with my credit union I had a horrible experience so my anxiety level starting the process again was high. Bob and his team...
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Bob and his team are absolutely amazing ! I was very skeptical about purchasing a home because the last time I tried with my credit union I had a horrible experience so my anxiety level starting the process again was high. Bob and his team...
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Very Professional. Thank you
The work quickly.
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Dave D
Bob you awesome my friend you should be the first contact for every person who is looking to purchase a home 🏡 weather first time or beyond because I think every person whom you would have helped would definitely buy from your lender, you...
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Outstanding service from beginning to end. Wey knowledgeable and pleasant to talk to. He always answered the phone and provided constructive feedback when issues were presented. Definitely will recommend to my family and friends.
Bob was very attentive and he always answered the phone and always gave us a call back when he miSsdd our call. He provided clear feedback when there were issues and he was always very patient and pleasant to talk to. I will be recommending...
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Bob is a very knowledgeable and pleasant person who will always guide you thru the whole process. He is also very patient and doesn’t mind explaining steps or rules. I worked with him and his team before, and will do it again.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.