Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Excellent service! Bob and his team went above and beyond with our loan process. Very professional overall in handling difficult situations. I highly recommend Bob!
Very honest and humble person.
Excellent service! Bob and his team went above and beyond with our loan process. Very professional overall in handling difficult situations. I highly recommend Bob!
Very honest and humble person.
Reply from Owner
June 7th, 2024 01:44 AM
I'm truly grateful for your kind words, Damaries. It was a pleasure to assist you throughout the process. Your recommendation means a lot to me and my team. Thank you for taking the time to share your experience. We're here for any future needs...
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Excellent service! Bob and his team went above and beyond with our loan process. Very professional overall in handling difficult situations. I highly recommend Bob!Very honest and humble person.
Bob is such an excellent, humble and most honest person we’ve ever met. He went above and beyond to make sure we were approved. Our loan was a very difficult one, however he managed to get us through this process. We appreciate his services....
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Reply from Bob Chamorro
May 22nd, 2024 09:11 PM
Hi Damaries,I am so pleased to hear that you had a positive experience with us at Lower and with me in particular. It was my pleasure to work with you and help navigate through the complexities of your loan. Knowing that my dedication and honesty...
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Bob made everything run smoothly and kept me well-informed throughout the process. It was a great experience working with Bob.
Reply from Bob Chamorro
May 22nd, 2024 09:11 PM
Thanks Vasyl for your kind review. Best, BC.
for
Eduardo Saenz
The Best person
Bob is very attentive and is extremely thorough! He is honest and truthful. I appreciate that I could text him at anytime and he would answer quickly. Thank you Bob for making this experience easier than I thought.
Reply from Bob Chamorro
June 1st, 2024 05:19 AM
It was my pleasure to assist you with your home purchase Ayellet! Your feedback means a lot to me. Thank you for choosing me as your mortgage advisor. Looking forward to assisting you in the future... BC.
The communication and transparency always remained consistent. I really felt like my time and business was treated with respect
Reply from Bob Chamorro
June 1st, 2024 05:24 AM
I'm truly grateful for your kind words, Sherlandy. I appreciate the 5-star rating and look forward to assisting you again in the future. Stay in touch! - BC
Bob was on top of everything and anytime I had any little question or concern , Bob handled it quickly and always responded within minutes if not seconds. Very nice gentleman to work with.
Reply from Bob Chamorro
June 1st, 2024 05:27 AM
I am very grateful for your kind words, Scott. It was a pleasure to be there for you guys throughout the process and I'm glad I could deliver for you. I hope to have the opportunity to work with you again in the future. Thank you! BC
Bob was constantly communicating with us. He was honest and available throughout our entire process.
Reply from Bob Chamorro
June 7th, 2024 01:31 AM
I'm thrilled to hear such positive feedback, Susan. It was a pleasure to assist you with your home purchase. Thank you for choosing us and for taking the time to leave a review. I hope to work with you again in the future. - BC
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.