Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Bob goes above and beyond with his services he got me the best loan possible with a great interest rate with almost 0 down payment and a ton of discounts! Bob is a loan MASTER I recommend every one to use Bob for their next property purchase....
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Bob Chamorro - Lower Mortgage has received a review with 5 star rating from L G
He was so incredible helpful. Great communication, very profesional and thorough. Highly recommend! And very grateful.
Excellent work
Una experiencia súper fácil con el equipo de Bob. Gracias a mi realtor José Alberto por todo su trabajo y paciencia. Gracias
Bob is very informative and works quickly to ensure the deal will close in a timely manner. He answers any and every question with great detail and breaks it down so it’s easy to comprehend. Would definitely recommend Bob to anyone that is...
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Reply from Bob Chamorro
September 12th, 2024 08:40 PM
Thank you so much for the kind words, Christy & Phede! I look forward to serving any friends or family you send my way. Please don't hesitate to reach out if you need anything in the future. - BC
Siempre estuvo pendiente a todo nuestro proceso . Nos contestaba rápido y nos aclaró dudas en todo momento. Muy fácil todo el proceso y muy profesional. Recomiendo a Bob y sepan que todo va a ser claro y ameno el camino con el y su equipo de...
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Una experiencia súper fácil con el equipo de Bob. Gracias a mi realtor José Alberto por todo su trabajo y paciencia. Gracias(Translated by Google)A super easy experience with Bob's team. Thanks to my realtor, José Alberto, for all his work...
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Mi experiencia con Bob y su equipo fue muy especial . Gracias por permitirnos lograr nuestro sueño de tener un pedacito de EEUU. Ya felices en nuestra casa tan fácil todo el proceso y aplicamos en noviembre y ya el 8 de diciembre estábamos...
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Bob, was excellent shopped around for the best rates and had me organized so I get a good loan. I had millions of questions and he was so patient answering me I know I probably drove him crazy but he never got upset and was always nice . He...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.