L
Lower Mortgage, Goldsboro, TX
Goldsboro, TX
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I have dealt with Nikkie twice when buying and selling a home in the last three years. You won’t find a more competent real estate professional for buying and selling your home. I was approved on loans twice within days; every transaction other...
read more
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:08 PM
Scott, I'm grateful for your trust and support over the years. It's wonderful to know that my services have met your needs in buying and selling homes. If you ever need assistance again, I'm here to help.
Nikkie did a wonderful job of walking me through the mortgage pre-approval process. I felt supported the entire way through & cannot wait to start looking at homes. Thanks Nikkie for your help at this pivotal time in my life!
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:09 PM
Erica, I'm grateful to hear that you felt supported throughout the mortgage pre-approval process. It's wonderful to know we helped bring excitement to a stressful time!
Nikkie is the best by far! She quickly took care of me and saved me thousands on my interest rate and years off my mortgage term. Took the time to explain in detail every step of the refinance process! I will always bring my mortgage needs...
read more
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:09 PM
Alexander, I'm grateful for your kind words and pleased to hear that I could help you save on your interest rate and mortgage term. It's great to know that the detailed explanations were helpful. I'm here for any of your future mortgage needs!...
read more
Nikkie is the best in the business! Very knowledgeable and takes the time to take care of you personally. She helped us with our 30 year finance and later with our 15 year refinance. We will always choose her for our mortgage needs!
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:09 PM
Rachael, I'm grateful for your kind words and trust in my services for both your initial financing and refinance. It's always a pleasure to assist you, and I'm here for any future mortgage needs you may have. Thank you for choosing me!
She was extremely helpful, answered all of my questions and addressed all of my concerns. Super patient and understanding! I would highly recommend using her for your mortgage needs!
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:09 PM
Kristin, I'm grateful for your kind words and am pleased that I could assist with all your questions and concerns. Your recommendation means a lot to me. If you have any future needs, please don't hesitate to reach out.
If you need someone that knows the mortgage world inside and out Nikkie is the one! She is knowledgeable, transparent and easy to talk to. I have worked with Nikkie for many years. I would recommend her without hesitation again and again!
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:10 PM
Jamie, I'm grateful for your kind words and for trusting me over the years. It's wonderful to hear that my knowledge and transparency have made your experiences positive. Thank you for your continued recommendations!
Nikkie is great to work with, very knowledgeable and keeps everyone informed. I have worked with her directly on 2 occasions. Closed on my home 2 weeks ago and my 1st experience was 5 years ago. I will definitely use her again when needed....
read more
Reply from Nikkie Bickham, Mortgage Lender NML...
September 28th, 2021 06:25 PM
Thank you so much! We are excited you guys are so happy with the process!
Thank you for your help in getting me in my new home!
The loan process should have been easier for my buyer. It seemed there was a lot of “scrambling” trying to get last minute documents.
211–219 of 219
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.