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Lower Mortgage, Goldsboro, TX
Goldsboro, TX

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Excellent team work. Great job!
Reply from Owner
August 1st, 2026 05:04 PM
Thank you Laxmi!
Hailey Earley has received a review with 5 star rating from Eduardo C
Reply from Hailey Earley
June 28th, 2023 03:41 PM
Thank you. So excited to work with you through this process.
Hailey Earley has received a review with 5 star rating from Sandi P
Great and would recommend
Reply from Hailey Earley
June 28th, 2023 03:40 PM
Thank you Juan. You were a pleasure to work with.
Hailey is wonderful to work with. She keeps you updated and informed, every step of the way. I can’t wait to work with her again.
Reply from Hailey Earley
June 28th, 2023 03:41 PM
Thank you so much Becky! you are always a pleasure to work with.
Nikkie Bickham is amazinggggg!! Miracle worker. I have used her twice for a home loan. She is attentive, easy to get in touch with, personable and the absolute best at what she does. Cant sing her praises enough.
Reply from Owner
May 10th, 2023 02:41 AM
Thank you Lacy! We love that you chose us again !
Nikkie and her team all worked tirelessly to get us the loan to purchase the home we wanted and loved. We greatly appreciate this fine group and will continue to use them in the future. Thank you guys so much.
Reply from Owner
May 1st, 2023 11:34 PM
Thank you guys!! We are so thankful for you!
By far the easiest and fastest process ever. Great team that communicates well. Would definitely recommend!
Reply from Nikkie Bickham, Mortgage Lender NML...
April 20th, 2023 04:57 PM
Thank you so much Christian !! We really are thankful for you and Destiny! Thanks for choosing to put your trust in us! ❤️
Lots of hurdles, but Hailey and Tanya helped us negotiate them smoothly.
Great customer service! I as a first time home buyer had a lot of questions and concerns, And they always provided the answers within a timely manner. Constantly kept the ball rolling and kept me in the loop on everything. Couldn’t be more...
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Reply from Owner
April 8th, 2023 02:14 AM
Thanks so much CAMREN!! It was our pleasure to get to help you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.