Lower - Goldsboro, NC, New Bern
New Bern, NC
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM(Open now)
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5-22-2020 Sabrina & Nicki at Atlantic Bay Mortgage are true consummate ( Adjective ) professionals....From my very first call to check on best refi rates and it’s timing, to follow up communications , Keeping a file to have me stay abreast...
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Nicki was very helpful in answering all of our questions and going over all of the numbers with PhillyB...
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Nikki and Sabrina are fantastic to work with. They explained my options in a clear manner and made the whole process as simple as possible.
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Best mortgage lender ever! Went far and above to refinance our home.
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5 star customer review
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Michelle Sanders was absolutely amazing to us. She made sure we fully understood everything and made us feel like no question is a silly question. 10/10 recommend!
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You all are great! This buying process went so smooth and I had my doubts at first with everything going on with COVID19 but you all made it happen and I am very thankful.
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You guys made my first and hopefully last (For a while at least) house buying experience very comfortable and easy to understand! Thank you for all of the hard work you guys did!
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Working with Nikki and her team was a very efficient and pleasant process. All of our questions we're normally responded to within an hour or sooner.There were no surprises or hiccups along the way and overall I would definitely recommend her...
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5 star customer review
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.