

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
They were very responsive and had fast answers when I needed them.
Everyone was so helpful and quick to respond to any questions.
Brittany and Sabrina were great throughout the process. Very helpful and made the process seamless.
Overall we had a great experience working with Atlantic Bay. Our point of contact was friendly, personable, always quick to respond, and extremely informative. Even though they are smaller company they have plans and interest rates that are...
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5 star customer review
Your team is wonderful to work with and makes finding and purchasing a house an enjoyable process.
A job well done. Fast, direct, and courteous!
Nikki and her team were amazing. After closing we still had questions, emailed Nikki and received a timely response! So pleased!
Best experience ever. I will not choose anyone over Nikki Rogers or Atlantic Bay Mortgage Group. Nikki truly cares about her clients and is 100% there from beginning to end. No matter how many questions I asked, she always answered with patience...
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Great customer service on my refi. second time customer.
511–520 of 621
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.