Lower - Goldsboro, NC, New Bern
New Bern, NC
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Working with Nikki and her team has been a great experience, they walked us through everything and helped us meet an incredible deadline while providing excellent customer service!
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Nikki was so helpful and was there to answer all of my questions no matter what. She made the whole process a lot less stressful and was able to help me get to where I needed to be.
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Nikki was awesome. She was very kind and personable. Not only did we feel comfortable with her she was very knowledgeable and was able to answer all of our questions with ease! Would come to her again no question!
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I want to take a second and let everyone know how extremely happy i am with Atlantic bay. The hole staff went over and beyond any expectations that i had. I was coming from a horrible experience with a different lender and they were able to...
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I was a first-time home buyer, so of course there were a lot of nerves with this process. Nikki made the transaction completely seamless throughout the entire thing, and she even basically held my hand at the closing table. From the interest...
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Nikki was amazing! She helped me in any way possible and has stayed in touch even months after! She worked diligently to close on my house in the time frame that we needed.
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Nikki is a gem! We had some circumstances requiring a short time to finance a new house from 6 hrs away. Nikki answered every email and text in a timely manner and always had or found an answer to my millions of questions. She walked us through...
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Nikki was extremely helpful from the application to the closing. The closing went off ahead of time there was no hiccups in the process. She was always available to answer my call whenever I called and if not she get right back to me. I would...
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Nikki was so knowledgeable in every aspect of her business. I really could not have had it any easier. She guided me through the entire process and made the process so easy and so valuable. Any questions I had she answered and in the only question...
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Nikki was top notch. She and her team were there for us every step of the way in simultaneously selling and buying in a very busy season of life for our family. She would answer every question, think ahead of me for all possible situations...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.