

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
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Reviews from Web
Excellent service!!!! Thank you Nikki!!!
Thanks for all your help, time, guidance & advice Nikki.
We enjoyed working with you
Nikki was great!
5 star customer review
Nikki and her team were informative, pleasant to work with, and really came through for us in a difficult situation. We would gladly work with Atlantic Bay again in the future.
Very efficient and smooth process. Very professional, friendly and personable.
Super helpful and easy to work with. Highly recommend!
5 star customer review
The experience provided was amazing. I not one time was stressed or overwhelmed. Everyone worked together and was always so quick to answer any questions that I had.
I have bought multiple homes now with Nikki Rogers and each time, she continues to plus plus the experience. She is always available to answer my questions and goes above and beyond to help get my documents turned in.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.