Lower - Goldsboro, NC, New Bern
New Bern, NC
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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closed
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closed
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9 AM to 5 PM
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This was a great experience with Atlantic Bay. Their team made sure to answer any questions I had and made me feel at ease, especially since this is the first home I have bought.
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Nikki and team were a pleasure to work with, remotely
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Thank you for such a smooth and easy process!
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Was a real pleasure working with Nikki from Atlantic Bay Mortgage Group! My wife and I really appreciated the quick responses and her willingness to explain the many financial factors that can be confusing during a home purchase. She was consistently...
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Nikki and her team make the buying process as easy as possible! They also are on top of every needed step to ensure that closing happens on time! Love working with Nikki and team because I know she wants the best for her clients which is evident....
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This was my first time refinancing my home. Nikki and Avery were amazing to work with. Nikki worked hard to get me the lowest rate possible and also had other great financial advice. She was willing to work after hours to assure a smooth closing....
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Phenomenal service!
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I would like to thank the entire Team Nikki for their prompt, professional, and helpful service in preparing my mortgage loan. Everyone listened to me and worked diligently to satisfy my needs while obtaining all the documentation to satisfy...
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You ladies were fantastic. Helpful from the beginning to the end. Made buying a home for the first time as painless as possible.
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Nikki and everyone at Atlantic Bay were outstanding. They made everything so simple and easy. Got the loan finalized in about 15 days.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.