

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
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Reviews from Web
Communication was key throughout the process and it was clear, concise, and timely.
Thank you.
We really appreciated the level of contact (outreach) Avery did! It was not too much nor too little. She called with multiple touch base check-in's as the time to close was pretty lengthy! She is a joy to work with!
Thank you!
Avery and Nikki were great to work with!
Working with the Atlantic Bay Mortgage Team in New Bern, NC - 1. Avery walked me through the process and was with me every step of the way! Incredible!! 2. Sarah was on top of everything I needed to get my loan approval!! She was very thorough...
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Very helpful staff made our end very easy!
We worked with Avery and Sarah and they were excellent! Very personable, very efficient and the whole process was pretty seamless. And all from a couple of thousand miles away. Couldn't have been better.
The communication was great. I really appreciate that.
I’m just so happy with how easy everything went and how everyone was pulling for me, when I left I felt I had made new friends .
I would recommend Atlantic Bay to anyone !
Everyone I worked with were fantastic! Sarah D. and Avery C. answered all of my questions and kept me informed of everything throughout the entire process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.