Lower - Goldsboro, NC, New Bern
New Bern, NC
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Nikki and her team were amazing. They made sure everything was ready for closing on time and made the buying process easy!
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Nikki is very good at what she does it was a very easy process with her experience and she works for you to get you the lowest rates.
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It's been an awesome experience working with Nikki and Avery. They are very responsive to questions. The best of all qualities are their team efficiency and willingness to help first-time homebuyers like myself.Feedback: Discuss options of...
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Very helpful and caring
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Everything went very smoothly and much quicker than expected. everyone was very courteous and knowlledgeable.. Thank You
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We have used Nikki and her team in the past and they have always been very user friendly. Two things that really stand out for me are their prompt replies and their willingness to ensure customer questions are answered
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Everyone at Atlantic bay was absolutely wonderful to work with. THey are quick on a text message or email. Great response times.
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Thank you so much for helping my family get into our new home! Any questions we had was answered quickly. Provided all documentation quickly. It was amazing working with Nikki and the Atlantic bay team. They really worked hard to get us into...
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Atlantic Bay was great in helping establish a mortgage loan to get my forever home. Everyone I worked with was awesome and I thank you so much for all you did.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.