

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everyone was professional and helpful! All questions were answered thoroughly and we were guided through the entire process of buying our first home. We always felt welcome and the communication was excellent! Highly recommend to anyone!
Avery Cornwell is amazing and we are so appreciative of all her help from application to closing.
Avery was amazing to work with throughout the whole process. She was knowledgeable, helpful and provided top-b**** customer service.
While I didn’t work directly with Nikki Rogers, I did communicate with Avery and she was great. She was always available when I had questions or needed clarification. Overall the process went well. I don’t think any home buying process is seamless...
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I was having such a hard time with 2 other financial institutions, not understanding what they were talking about, going back on their rates, going back on their word, it was just so hard. Our Realtor, Darion, recommended highly your company,...
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The staff at Atlantic Bay that I had the pleasure of speaking to where all so friendly, kind, and knowledgeable. They where all able to answer any questions I had. They made the home buying process so enjoyable. And again thank all of ya'll...
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Special thanks to Avery Cornwell who was wonderful during the whole process and Sarah Docter who gathered all the documents and helped us with getting them.
I cannot rate Avery high enough. She was great and we will be refering her to anyone looking.
You made the process so easy. Communication was amazing through the whole thing. Avery even reached out to our insurance provider to notify them that the closing day was moved up.
I enjoyed working with Atlantic Bay mortgage,friendly personal everything went smooth
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.