L
Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
When I started looking for my house I had a load of questions and particularities, Jeff was imperative to a fast, perfect move. It couldn’t have been easier, Jeff definitely found his calling
I was refered to Jeff by my reletor, and I'm so glad they did. Jeff was fantastic to work with. From his high level of profesionalisum, to his carring carisma, you'll feel that you really have someone in your corner there to help and care about...
read more
We have worked with Jeff on both of our home purchases in TN. We could not be happier! Jeff went over and above to make sure we were informed on our options & explained everything so well. He worked h*rd on our behalf to help us get into a...
read more
Reply from Owner
August 1st, 2025 12:00 AM
I’m so thankful I got to be part of both of your home-buying adventures here in TN. Your trust, kindness, and loyalty mean more to me than you know.
I cannot, cannot, cannot recommend Jeff Stine enough! He was an absolute GIFT to my family and my home-buying experience. He was professional, responsive, helpful, watchful, kind, reassuring, and expert in managing my qualification for a mortgage....
read more
Jeff was a wonderful lender to work with as a first time home buyer. He was extremely responsive and made sure I was well informed about every step of the process.
Working with Jeff Stine with Acopia Home Loans is always such a pleasant experience! Jeff was very professional and pro-active in every aspect of the loan process. I am a realtor and have worked with other lenders that have not been as pleasant...
read more
From start to finish, my experience with Jeff Stine was nothing short of exemplary. In what is often a daunting and complicated process, Jeff made everything seamless and pain-free, marking it as the best mortgage experience I’ve ever had....
read more
yes was an amazing asset in my mortgage journey
They were a great team to work with! They made the home buying process as easy as it could be. We were first time home buyers and they explained everything in a way we could understand.
Reply from Owner
May 31st, 2022 12:00 AM
Your comments made my day! It's my desire to help bring understanding and ease to the mortgage financing experience. Thank you so much. :)
We really enjoyed working with Jeff and his team at Acopia. They were very patient and accommodating through this process. They also had very clear communication and expectations. Also as a side note the APP they use is very easy to navigate...
read more
Reply from Owner
March 9th, 2022 12:00 AM
Thank you for kind comments and congratulations on your closing! You met every challenge in the purchase process with resilience and grace. I hope you make many wonderful memories in your new home. :)
81–90 of 171
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.