Lower Mortgage, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
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Thank you to Fred and his team for a very professional buying experience. All phone calls were immediately answered or returned, as well as email communications. I feel I received the best level of service possible. I highly recommend Bay Equity,...
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The Holsman Team are very knowledgeable and honest. I have a very complicated tax return, which means I have a very complicated loan. They have been able to get me a loan with good rates when no one else can!
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The Holsman team was amaizing! Fred was so helpful and made every step of the process simple and easy to understand. As a first time homebuyer I was afraid of all the things that could possibly go wrong, but with the help of Fred and his team...
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Fred is seriously the BEST! He went out of his way to help make this whole process possible for us. I can’t believe how easy he made it for us. He went above and beyond our expectations and we can’t thank your team enough for the excellent...
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Rich Holsman has received a review with 5 star rating from Neil F
Reply from Rich Holsman
January 15th, 2020 12:00 AM
Thank you, Neil! Enjoy your home!
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Best team ever. We have be rocking it since 2006 . They get it DONE !
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Fred and the team at Bay Equity were fabulous. They were extremely responsive and quick to answer questions. I would absolutely recommend them to anyone buying a house.
Always there with answers to all of our questions.
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Lot of moving parts, they handled it.
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The Holsman Team has been there every step of the way. Any and all questions that I had were answered and explained in a timely manner. They are very professional, personable and an efficient team. They let you know exactly what you need and...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.