Lower Mortgage, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
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This was my first time buying a home. The opportunity to buy came up very quickly, and when I saw the property, I knew it was the one. I initially used a different lender, but they were slow to communicate and dropped the ball a few times,...
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My husband and I just bought our first home and Fred stepped in when our other agent became really ill. Fred was extremely patient and responsive to all of our questions and needs. And yes there was a lot of questions!😊We had already had put...
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Well first of all Fred is phenomenal his whole family Fred does not lie if he tells you he can get something done he will get it done. Well-versed well educated and our family will definitely be using him again in the future there is a scripture...
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There was not a question in our minds that the Holsman team was real and on top of things that we need to close a contract. At each segment in the home loan process, they kept us on task and on time. They worked together with our real estate...
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Reply from Fred Holsman
July 14th, 2025 03:36 PM
Thank you very much, Steve! We really appreciate the opportunity to work with you. Enjoy your home!
Fred and the entire Bay Equity team in Eagle kept in contact and on task with us. All rock stars.
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The Holsman team was always there to answer our questions and very quick to respond, no matter what the question might be. They were very informative with information that they shared with us. Fred was awesome and did a fantastic job. It made...
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It's my second time working with the Holsman team. Fred, Rich, Abigail and everyone else are the best. I have and will recommend Bay Equity to anyone need home financing. Great job and thanks !!!
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Great group of people, on time, communication was fantastic at any time, very accurate and answered any questions we had every time they came up. Very smooth, documents were always accurate as they could make them, very enjoyable experience....
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Reply from Rich Holsman
July 14th, 2025 03:35 PM
Thank you very much, Rick! You and Linda were fantastic, and we hope you love your new home!
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I had dealings with Realtors and Brokers about 20 years ago and was not happy with a lack of communication. And caring.This team that helped us by our new house. Was absolutely fantastic! Communication was always there anytime day or night,...
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Great group of people, on time, communication was fantastic at any time, very accurate and answered any questions we had every time they came up. Very smooth, documents were always accurate as they could make them, very enjoyable experience....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.