

Lower Mortgage, Eagle, ID
Eagle, ID

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
I've done business with Fred in the past, and both my sisters have as well. It's been a great experience each time, and I'm looking forward to doing business with Fred in the future. Thank You Holsman Team!!
Fred was wonderful to work with. He was easy to get in touch with and was very knowledgeable and patient. I would definitely recommend Fred and his team.
I have been dealing with Fred for several years. Each and every time he is very pleasant, answers all my calls and questions in a very timely manner. He always gives sound advice and very trustworthy. Thanks again Fred for all your help.Felicia...
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Fred very efficient in getting back to me with the answer to any of my questions. My refund went like clockwork and it was over Very quickly. Fred always handled my questions as though they were as important to him as they were to me and didn’t...
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I would highly recommend Fred and bay equity to anyone who is interested in a home purchase.Fred is a wealth of information and with his experience can help advise you on any part of the home buying process. Honest, straight forward and extremely...
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Reply from Fred Holsman
July 14th, 2025 03:36 PM
Thank you very much, Mike! We are very grateful for the opportunity to work with you. Enjoy your new home!
We couldn't have completed this transaction without Fred. He went above and beyond his duty as a lender and became my oracle for real estate purchasing. I fell very grateful to have him as a resource and would recommend Bay Equity to anyone...
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I would highly recommend Fred and bay equity to anyone who is interested in a home purchase.Fred is a wealth of information and with his experience can help advise you on any part of the home buying process. Honest, straight forward and extremely...
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I would highly recommend Fred and bay equity to anyone who is interested in a home purchase.Fred is a wealth of information and with his experience can help advise you on any part of the home buying process. Honest, straight forward and extremely...
read more
Reply from Fred Holsman
May 20th, 2020 12:00 AM
Thank you very much, Mike! We are very grateful for the opportunity to work with you. Enjoy your new home!
We have used Fred when we purchased our home years ago and our last two refinances. He’s always done a great job.
541–550 of 703
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.