Lower Mortgage, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
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Overall I was incredibly impressed with working with the team, especially Fred. In a situation requiring a fast close Fred was so on top of things. More importantly, he and the team were available whenever I had a question as a first-time home...
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Fred was very professional and responsive. Whenever my wife and I had questions he replied with immediate responses. Our notary Sara was also very professional and pleasant. I highly recommend Bay Equity to any wishing to buy, or refinance...
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This is the second time we have used the Holsman team for a refinance. As with the first one, it was a smooth and seamless experience! Thanks to Rich and the team!
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Fred, Baylie and the whole Holsman team were awesome, this was my first home buying experience, in San Diego no less, and I could rely on Bay Equities for prompt, accurate service, and a personalized experience, I plan to buy another home in...
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My husband & I have loved working with Fred for several years. He takes great care of our refinance 😊
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We had a pretty short escrow/closing period and the Holsman Team not only was able to meet the timeline but was also extremely attentive and made the entire process extremely easy. We really enjoyed working with Fred and we definitely recommend...
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Working with Fred and Rich Holsman is like working with your own family. They would rather wait for the market to improve in your best interests instead of just pushing a deal through. They were always there to answer questions and make you...
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Reply from Rich Holsman
July 14th, 2025 03:35 PM
Thank you very much, John! We are grateful for the opportunity to have worked with you. Enjoy your home!
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Fred was very helpful through the whole process!
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The ease of the transaction. Refi went smooth and as always things went as expected.
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The Holsman family always leaves me feeling that they are more concerned with my financial well being than just closing a deal and counting the dollars they stand to make. Fred understood our needs and waited patiently until the numbers were...
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501–510 of 703
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.