Lower Mortgage, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
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I had worked with Fred and the Holsman team previously and when I was thinking about a refi, I contacted him again. Fred took care of everything and answered all my questions. The process was easy and I was able to do everything online. The...
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Reply from Rich Holsman
January 15th, 2021 12:00 AM
Thank you very much! We are very grateful for the opportunity to continue to work with you. Enjoy your home!
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I was initially referred to the Holsman team by a man of unmistakable integrity & character. I was not disappointed. Since then, I have used the Holsman group for several refinances. As the technology & softwares improve, so do the Holsmans....
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Reply from Rich Holsman
January 15th, 2021 12:00 AM
Thank you very much, Kevin! We are incredibly grateful for the opportunity to continually work with you. Thank you for trusting us with your home loans!
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Great experience. Very patient, thorough, answered all of our questions big or small. Overall amazing experience. Would highly recommend to anyone looking to buy or refinance.
Reply from Rich Holsman
January 15th, 2021 12:00 AM
Thank you very much for the kind words, Daniel! It was a pleasure working with you. Enjoy your home!
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Rich Holsman has received a review with 5 star rating from Melodie S
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Rich Holsman has received a review with 5 star rating from Michael B
Reply from Rich Holsman
January 15th, 2021 12:00 AM
Thank you, Mike! It was a pleasure working with you. Enjoy your home!
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Working with Fred was one of the best experiences that we have had doing a refi on a mortgage. He was clear and precise while explaining rates, options and the process. I really appreciated that he was always available if we had questions....
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Reply from Rich Holsman
January 15th, 2021 12:00 AM
Thank you for the very kind words! It was an absolute pleasure to work with you! Enjoy your home!
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I understand that their team is very busy with many people refinancing at the moment. The service they provided this time around was very different from my previous experience. Again, I understand they are running a business. They got the job...
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The Holsman Team at Bay Equity were nothing short of professional, on top of gathering financials and were very understanding of my stressful situation. They went above and beyond in helping me through the process and had a quick turn-around...
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The exsperience of buying a house was the best exsperience I have ever had. They were the best. Thank you again for making my dream come true.
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Every step of the way, they were fast and were always available to answer any questions I had.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.