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Lower Mortgage - Columbus, OH

Columbus, OH
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • A
    Andrew L
    Chesterfield, VA
    Posted on June 14th, 2026 06:31 PM
    Good relationship
    Reply from Michael Joseph Cafarella
    June 22nd, 2026 02:04 PM
    Andrew, I'm glad to hear that you had a good relationship with me. Building strong connections with my clients is important, and I appreciate your feedback. If there's anything more I can do for you, just let me know.
  • X
    Xavierboyden5
    Lancaster, OH
    Posted on May 28th, 2026 12:00 AM
    Reily is great!! He has been awesome to work with, my finance and I are so happy with the services he provided. Communication was great he is always quick to answer or give a call and chat ! We really recommend going with Reily for a smooth...
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  • D
    Daniel D
    Laredo, TX
    Posted on May 21st, 2026 11:36 AM
    Michael was always in constant communication during the process
    Reply from Michael Joseph Cafarella
    May 28th, 2026 02:06 PM
    Daniel, I'm pleased to hear that the communication throughout the process met your expectations. Keeping my clients informed is a priority for me. If you have any further questions or need assistance, please let me know.
  • O
    Olivia D
    Memphis, TN
    Posted on May 19th, 2026 04:04 PM
    Michael listens and gets creative, working with clients and getting the job done. This is the second time we have worked together, refinancing and purchasing our home. I have referred two friends/clients.
    Reply from Michael Joseph Cafarella
    May 26th, 2026 04:05 PM
    Olivia, I'm grateful for your continued trust and the referrals you've made. It's great to hear that my approach has been effective in both your refinancing and home purchasing experiences. If there's anything more I can assist with, please...
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  • R
    Ryenalisanta
    Lancaster, OH
    Posted on May 14th, 2026 12:00 AM
    Reily was awesome to work with during the process of buying our home! He was quick to respond, very kind, answered any questions we had, and he was so helpful. He made this process very smooth and easy for us. We are so appreciative and thankful!...
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  • J
    James A S
    INDIANAPOLIS, IN
    Posted on May 2nd, 2026 11:52 AM
    did not receive closing disclosure til after signing
  • M
    Mccromwell2652
    Durham, NC
    Posted on May 1st, 2026 12:00 AM
    Hello, I'm a first-time out-of-state investor, that purchased a house in NC with Lower in OH. I did a lot of research on everything (markets, agents, lenders, etc.). I honestly thought I had found my lender in NC, but then came across Jack...
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  • E
    Eli F
    Columbus, OH
    Posted on April 30th, 2026 12:00 AM
    Reily was a life saver in our process, got us set up with a 2-week close and was always available for any and all questions. Always available via text or phone, and put us at ease any time issues came up. Highly recommeded!
  • J
    Jmarxster
    Phoenixville, PA
    Posted on April 24th, 2026 12:00 AM
    Jack did an excellent job delivering on our expedited timeline. He communicated in a timely manner and was always easy to reach when we had questions or needed to inquire about timelines. We sometimes had to communicate at some crazy hours,...
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  • N
    Nancy W
    HERMISTON, OR
    Posted on April 7th, 2026 12:45 AM
    Mike was just fantastic to work with. He kept us apprised of what was happening and what we needed to do next. It was a pleasure to work with him and his team!!!!
    Reply from Michael Joseph Cafarella
    April 14th, 2026 01:45 PM
    Nancy, I appreciate your kind words and am glad to hear that you had a positive experience working with me and my team. Keeping you informed throughout the process is important to me, and I'm happy it made the experience enjoyable for you....
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  • 4150 of 312
    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.