

Lower Mortgage , Cleveland, GA
Cleveland, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
They answered ALL of my questions so that I could make informed decisions. Helped me achieve my current goals and working with me on my future ones. Couldn't ask for a better team!
Reply from Cindy & Heath Hammond
March 20th, 2026 02:36 PM
Thank you Margaret for the wonderful review! We really appreciate it! Always we are here to answer any questions you may have in the future!
Great experience.
Reply from Cindy & Heath Hammond
March 20th, 2026 04:47 PM
Thank you Curt! We hope you are enjoying your new home!
Amazing service. Always so quick to take my calls or texts. Great advice and knowledgeable about the options which helped me find the right fit for my needs.
Reply from Cindy & Heath Hammond
March 20th, 2026 04:48 PM
Thank you Wesley for a wonderful review! We truly appreciate your business!
Great service down to earth people always explain everything
Reply from Cindy & Heath Hammond
March 20th, 2026 04:49 PM
Thank you Franklin! Looking forward to working with you on your modification!
Easy process for first time home buyers. Heath and Cindy were very infromational and always kept us up to date with things that were going on.
Cindy and heath did a great job and couldnt have made the process any easier for a first time home buyers
Very helpful when we had question.
You guys were so much help all of you thank you
Their constant lines of communication and professionalism to make my purchase pleasant and easy going.
Did great at getting everything done in time
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.